Classic Life Insurance with Generali Insurance allows you to save money and ensure optimal protection for your loved ones.

Classic Life Insurance


at the end of the insurance period (for survival to a stipulated age), you receive a guaranteed sum insured.

Basic insurance

Insurance in case of death

providing additional financial security for yourself and your loved ones.

Tailored to your individual needs

Additional insurance coverage

which you can add to the basic insurance coverage.


Unexpected events can instantly turn your life upside down. Classic Life Insurance gives you financial security when such unexpected events occur.


  • guaranteed sum insured for survival to a stipulated age and death,
  • option of increasing the sum insured in case of death to up to 300% of the basic sum insured,
  • option of tailoring the insurance to your individual needs.

    In addition to the basic insurance coverage (insurance in case of death), you can choose from a number of additional insurance coverages to add to the Classic Life Insurance, in accordance with the insurance company’s terms:

    • additional accidental death insurance
    • additional accidental death insurance (for death as a result of a car accident),
    • additional insurance of critical illnesses,
    • additional accidental death insurance (for certain types of surgery),
    • additional daily hospital allowance insurance,
    • additional daily compensation insurance,
    • additional insurance in case of accidental disability - linear or with a progressive disability scale of 540%,
    • termination of premium payments in the event of permanent total disability,


    within the offer is calculated based on:

    • the insurance period,
    • the amount of the sum insured,
    • the age and state of health of the insured person,
    • other risk factors affecting the amount of the premium.
    Life insurance premiums are deducted from your personal bank account by direct debit.



                                    The packages differ in the number of insurance coverages activated:


    insurance in case of death




    insurance in case of death

    additional insurance in case of total and permanent incapacity for worki



    insurance in case of death

    additional insurance in case of total and permanent incapacity for work

    additional insurance in case of temporary total incapacity for work



    The insurance premium is payable in monthly, quarterly, semi-annual or annual installments via direct debit of a personal account held with SKB.

    Housing loan maturity = 10 years duration of insurance   





    PAKET 2

    30.000 EUR

    11,33 EUR

    14,20 EUR

    18,04 EUR

    50.000 EUR

    18,21 EUR

    22,83 EUR

    29,07 EUR

    75.000 EUR

    26,81 EUR

    33,63 EUR

    42,85 EUR

    * The minimum monthly insurance premium is EUR 10.


    The sums are limited upwards by:

    The repayment of the remaining housing loan debt (up to EUR 250 000), should one of the following events occur:

    • the death of the borrower - with this insurance coverage, in the event of the death of the insured person (borrower) during the insurance period, the insurance company undertakes to pay a sum equal to the remainder of the debt in the remaining amount for payment from the credit agreement on the day of the death of the insured person. The insurance company provides coverage in the event of death,
    • total and permanent incapacity for work as a result of illness or injury - with this insurance coverage, the insurance company undertakes to pay an amount equal to the remainder of the debt deriving from the credit agreement, in the event of an illness or injury suffered by the insured person during the insurance period, resulting in total and permanent incapacity for work, on the date when the insured person’s category I disability was confirmed by the Pension and Disability Insurance Institute of Slovenia.


    The repayment of monthly housing loan installments (up to a maximum of EUR 1,500 per installment) if the following insured event occurs:

    • temporary total incapacity for work as a result of illness or injury suffered by the insured person (borrower) during the insurance policy period, resulting in temporary total incapacity - the insurance company undertakes to pay the beneficiary a monthly sum equal to the monthly installment of the loan (which includes a portion of the principal and the interest) for the duration of the temporary total incapacity. The insurance coverage for temporary total incapacity begins only after the expiry of the exclusion period after the occurrence of the insured event for a period of 60 days.


    Make an appointment with an individual relationship officer

    Your individual relationship officer will wait for you in the outlet on the agreed upon date and time. 
    With his help, you will be able to arrange everything quickly and easily.

    Make an appointment  or  Tell us your wishes

    Frequently asked questions

    Personal safety should not depend on unforeseen events and luck. When deciding on the right personal insurance for you, you have to follow all the necessary steps carefully, as this is the only way to

    ensure you are really protected.
    Creating your own personal financial security strategy can be compared to building a house. You need to start at the foundation, but you must not skip any of the intermediate stages if you want your house to be stable and firm.


    First and foremost, you need to protect your financial security in order to protect yourself and your loved ones from any loss of income due to unforeseen events. This is particularly important if you are a borrower, because by purchasing the right life insurance, you can protect your loved ones, and make sure that you can actually repay your loan yourself, no matter what happens in your life. 

    Choosing the right life, accident and health insurance products can give you a high level of security:

    2. SAVING

    By upgrading your basic protection, you can save additional funds that you will need in the future.

    Classic life insurance offers the option of a basic upgrade that you can add to your basic protection. This type of insurance gives you the security of a guaranteed payout in the form of the sum insured. Therefore, it doesn’t represent an investment risk, which means you can use it as a long-term form of savings, which in addition to security provides you with a guaranteed payout after the end of the savings period and a tax advantages.


    What is the impact of saving in funds on social transfers?

    We often hear excuses from young parents that they don’t save because their savings would push them into a higher income class and they would receive a lower child allowance per month as a result. The reason for the decision against saving is generally unfounded because such savings are taken into account only in the form of fictitious interest.


    Where can I get help and additional information?

    Information on the possibilities of saving in funds can be obtained at the SKB Bank outlet or by calling the Call Centre at 01 471 55 55, where you will arrange an appointment in the selected outlet.


    How do I start saving in AMUNDI or MOOREA funds?

    Would you like to start saving in funds but don't know how?


    Why choose saving under the Moorea Fund savings plan?

    The Moorea Fund savings plan is concluded for a period of 5 years with automatic renewal for the same period.

    Investments under the Moorea Fund savings plan are available at no entry or exit loads.

    It's good to know
    whom you trust your finances

    SKB bank

    • Excells in safety, stability and reliability in Slovene banking space.
    • Part of OTP Group, one of the biggest and most stable financial services providers in Central and Eastern Europe.
    • Trusted by more than 200.000 clients.

    What do our clients say about us?

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    Ivona K.

    I have been a satisfied client since 2003. What I like most are personal approach and responsiveness – my individual relationship officer instantly finds a favourable solution for each of my financial challenges. I would also like to point out the mobile bank; these days I could not imagine my everyday life without it.

    Ivona K.

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