Check the information on the merger of SKB Bank and Nova KBM.
Monthly fee

0 EUR/month* 5,80 EUR/month

for everything that is offered in MOJ S package.

*Akcijska ponudba velja za nove in obstoječe stranke.

Bank overdraft

up to 300 EUR

with free approval.

Advantages and discounts

7 free transactions per month

through internet, direct debit and standing orders.

Which products does the package include?

MOJ S package includes products and services for easier handling of everyday banking.

Digital banking

MOJ S package includes membership fee and monthly usage of SKB NET internet bank and MOJ@SKB mobile bank and all transactions within Flik mobile application.

Account with Visa debit card

MOJ S package includes opening and monthly keeping of personal account and issuing and regular renewal of Visa debit card for package owner.

Up to 300 EUR of overdraft

Free approval of overdraft of up to 300 EUR. The amount of overdraft is determined based on client credit ability in accordance with bank business policy.

Security SMS

MOJ S package includes Security SMS for Visa debit card for package holder, which notifies you of every ATM withdrawal, point of sale purchase and internet or mobile purchase. For those of you who want an overview and control over card operations.

Free withdrawals at ATMs

Free withdrawals with a Visa debit card at SKB and NKBM ATMs and ATMs of the OTP Group banks in other countries.

7 payment transactions

MOJ S package includes 7 free payment transactions through SKB NET internet bank and MOJ@SKB mobile bank for up to 50.000 EUR per individual transaction, standing orders and direct debits.

Račun z Visa debetno kartico

MOJ S paket vključuje odpiranje in mesečno vodenje osebnega računa ter izdajo in redno obnovo Visa debetne kartice za imetnika paketa.

Additional offer

Beside the products and services already included in your chosen package, you can take care of additional safety and easier control over your everyday finances.

Credit card

You can decide on Visa credit card.

Plus card insurance

Be insured for cases of frauds for lost or stolen SKB payment and credit cards. The insurance also includes personal belongings and covers additional expenses.


Info SMS is a reminder, that sends notifications on financial changes, from account status and inflow to maturity of a deposit and overdraft or the conclusion of saving.

Higher account overdraft

Sometimes an unexpected need for additional financial means arises. With the possibility of overdrafting the positive status on personal account we enable you to receive the money fast and in a simple and favourable manner.

Comparison of packages

Add the packages which you would like to compare. The comparison enables a quick overview of key characteristics.




Flik immediate free transfers

Pay with Flik - anytime, anywhere:

  • Simple- all you need is a mobile phone number
    or an e-mail of the recipient.
  • Quick- money is in the account in a few seconds.
    Even outside the bank's working hours.
  • Secure- the same level of security as for payments through
    the mobile bank or internet bank.

Read more

If you wish to open an account ...

you need a valid identification document (ID card or passport) and  tax number.

If you wish to change a bank ...

Complete the application for change of bank, and we will arrange everything else instead of you.

Make an appointment with an individual relationship officer

Your individual relationship officer will wait for you in the outlet on the agreed upon date and time. 
With his help, you will be able to arrange everything quickly and easily.

Make an appointment  or  Tell us your wishes

It's good to know
whom you trust your finances

SKB bank

  • Excells in safety, stability and reliability in Slovene banking space.
  • Part of OTP Group, one of the biggest and most stable financial services providers in Central and Eastern Europe.
  • Trusted by more than 200.000 clients.

What do our clients say about us?

Tina J.
Tina J.

SKB bank keeps pace with the trends. It provides its users with online and mobile banking which makes our business easier and also simplifies dealing with our personal account, while paying invoices is quick and easy. Employees in bank branches are nice, helpful and willing to solve every issue.

Tina J.
Ivona K.
Ivona K.

I have been a satisfied client since 2003. What I like most are personal approach and responsiveness – my individual relationship officer instantly finds a favourable solution for each of my financial challenges. I would also like to point out the mobile bank; these days I could not imagine my everyday life without it.

Ivona K.

Frequently asked questions

Each of the package personal accounts includes the option of a personal account overdraft (link to Overdraft). The maximum overdraft amount that is free of charge depends on the selected package. You can apply for a higher overdraft limit than the one included in the package, in which case you will be charged monthly overdraft management costs.

You can apply for an overdraft at one of the Bank’s outlets or by submitting an electronic application on SKB NET. The Bank approves the amount of the overdraft in accordance with its business policy.

Clients who do not want take advantage of a package deal can still choose their products and services from the entire SKB range. You can opt for a Personal account (link to the PA), which is free of charge, and you can pay for each additional service or product individually, in accordance with SKB's Service Pricelist for Individuals. 

Our clients can continue using their personal accounts and products that they are already using.

We recommend that you take a look at our new packages to optimize your costs, or get additional products for the same costs that you are already paying, which can enhance your client experience with, for example, additional security with Security SMS, the convenience of deferred payment or payment in installments with a credit card, and other advantages. Transitioning to a package account is free of charge, and you can also keep your existing account overdraft amount.

See which package suits you best. (link to Calculator)

You pay a monthly account management fee for your package personal account, which covers all the services included in each package, streamlining your overview of your monthly bank charges. You can activate the services included in the package whenever you need them, but the price of the package is fixed.

Opening a package personal account is free of charge, as is changing the package. If you wish to add additional products to your package that are not part of the package, your will be charged for these products in accordance with the applicable SKB's Service Pricelist for Individuals.

You can find a detailed price list for SKB services in SKB's Service Pricelist for Individuals.
Daily financial services make it easy for you to manage your daily finances.

To purchase a package, set up an appointment at one of SKB’s outlets with your individual relationship officer, who will describe the packages to you and answer all your questions.

The packages are intended for clients who are using a set of banking services to manage their finances on a day-to-day basis. Package personal accounts are more less costly than paying for each of the services included in the package individually, as you can save up to more than 100 EUR a year.

The package is available to new and existing domestic individual clients who receive regular inflows into their personal accounts.

SKB packages include the most important banking services at a single fixed price. All the packages include a personal account and digital banking, allowing you to conduct your operations and manage your finances in the palm of your hand and wherever you are, as well as a set of free-of-charge payment transactions.

There are three different packages for adults to choose from. Choose the one that best suits your lifestyle and your daily financial needs. Check which package best suits your needs (link to calculator).

Since your individual needs are bound to change throughout your life, we have made it possible for you to change your package for any of the other packages in our offer at any time.

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