depending on the type of the loan that is being refinanced.
by joining more loans (hired at SKB or other banks).
Lower monthly annuity
and favourable interest rate.
Refinance the loan by hiring a new one with longer repayment term and favourable conditions or join more loans into one.
AMOUNT OF THE LOANMore
COSTS FOR LOAN REFINANCINGMore
Frequently asked questions
By getting a new refinancing loan approved, you can pay off early one or several of your existing loans with SKB or with another bank.
A housing loan can only be refinanced with a housing loan, while cash loans can be used to repay all types of loans.
A refinancing housing loan can only approved in the amount of the housing loan you are repaying.
A refinancing cash loan can be approved in any amount. The amount may also be higher than the amount of the loans being repaid.
Loan refinancing refers to the process of taking out a new loan that has a longer repayment period, to reduce the current amount of your monthly repayment obligations.
It's good to know
whom you trust your finances
- Excells in safety, stability and reliability in Slovene banking space.
- Part of OTP Group, one of the biggest and most stable financial services providers in Central and Eastern Europe.
- Trusted by more than 200.000 clients.
What do our clients say about us?
I have been a satisfied client since 2003. What I like most are personal approach and responsiveness – my individual relationship officer instantly finds a favourable solution for each of my financial challenges. I would also like to point out the mobile bank; these days I could not imagine my everyday life without it.
SKB bank keeps pace with the trends. It provides its users with online and mobile banking which makes our business easier and also simplifies dealing with our personal account, while paying invoices is quick and easy. Employees in bank branches are nice, helpful and willing to solve every issue.
With mobile and online bank, you can arrange as many as 53 different tasks without visiting the bank:
- Submitting application for approval of extra overdraft facility.
- Submitting application for order of quick loan.
- Submitting application for obtaining
Mastercard / Visa credit card.
- Paying and receiving invoices and e-invoices.
- Overview of balance and spending.