Repayment period


depending on the type of the loan that is being refinanced.


One loan

by joining more loans (hired at SKB or other banks).


Lower monthly annuity

and favourable interest rate.


Refinance the loan by hiring a new one with longer repayment term and favourable conditions or join more loans into one.

Make an appointment with an individual relationship officer

Your individual relationship officer will wait for you in the outlet on the agreed upon date and time. 
With his help, you will be able to arrange everything quickly and easily.

Make an appointment or Send an inquiry

Frequently asked questions

How do I refinance a loan?

By getting a new refinancing loan approved, you can pay off early one or several of your existing loans with SKB or with another bank.

With types of loans can I use to refinance my loan(s)?

A housing loan can only be refinanced with a housing loan, while cash loans can be used to repay all types of loans.

What is the highest amount I can borrow to refinance a housing loan?

A refinancing housing loan can only approved in the amount of the housing loan you are repaying.

What is the highest amount I can borrow in terms of a cash loan for refinancing?

A refinancing cash loan can be approved in any amount. The amount may also be higher than the amount of the loans being repaid.

What is loan refinancing?

Loan refinancing refers to the process of taking out a new loan that has a longer repayment period, to reduce the current amount of your monthly repayment obligations.

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whom you trust your finances

SKB bank

  • Excells in safety, stability and reliability in Slovene banking space.
  • Part of Société Générale, one of the largest banking groups in euro zone.
  • Trusted by more than 200.000 clients.

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Digital banking

With mobile and online bank, you can arrange as many as 53 different tasks without visiting the bank:

  • Submitting application for approval of extra overdraft facility.
  • Submitting application for order of quick loan.
  • Submitting application for obtaining 
    Mastercard / Visa credit card.
  • Paying and receiving invoices and e-invoices.
  • Overview of balance and spending.

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