About SKB bank
GOVERNANCE
It is best when strategy turns into reality.
The right people in the right places are priceless; that has been true since the dawn of times. We are extremely proud of our leadership that guides us with its strategy to improve every day, for you.
"Successes are not the successes of an individual, but rather of a team where team members trust each other, support each other and allow each other personal growth and freedom." − Anita Stojčevska, M.Sc., Chief Executive Officer
General Management
Anita Stojčevska, M. Sc,
Chief Executive Officer
Education:
- University of Ljubljana, Faculty of Economics, Master’s Degree in Business Sciences, Management and Organization
- University of Ljubljana, Faculty of Economics, Specialization in Management
- University of Ljubljana, Faculty of Economics, Bachelor’s degree
Work experience:
- December 2019 - present: SKB bank, Chief Executive Officer and Member of the Board of Directors of the bank;
- 2016 - 2019: SKB bank, Head of Retail and Marketing Division;
- 2011 - 2016: SKB bank, Director of Commercial Management Division;
- 2009 - 2011: SKB bank, Deputy Executive Director of Commercial management Division;
- 2005 - 2008: SKB bank, Head of Corporate Department (Central Slovenia Region);
- 2003 - 2004: SKB bank, Head of Strategy and Marketing for Corporate Clients;
- 2001 - 2003: SKB bank, Head of Small and Mid-Caps Department (Distribution);
- 1997 - 2001: SKB bank, Business Process Analyst in Commercial banking division;
- 1995 - 1997: SKB bank, Customer Relationship Officer for Small and Medium Companies.
Vojka Ravbar, M. Sc.
Deputy Chief Executive Officer
Education:
- University of Ljubljana, Faculty of Economics, Master's Degree in Economics
- University of Ljubljana, Faculty of Economics, Bachelor's Degree in Economics
Work experience:
- 2014 - present: SKB bank, Deputy Chief Executive Officer and member of Board of Directors of the bank;
- 2010 - present: Banking Association of Slovenia, member of the Strategic Committee, member of the Supervisory Board and from October 2019 also deputy president of the Supervisory Board;
- 2010 - 2014: SKB bank, member of bank Management and from June 2010 Deputy Chief Executive Officer of the bank and member of Board of Directors of the bank;
- 2005 - 2010: SKB bank, Executive Officer - Secretary General;
- 2002 - present: Slovenian Olympic Committee, member of the Executive Board;
- 2001 - 2005: SKB bank, Executive Officer of Bank Services and Corporate Support;
- 2000 - 2001: SKB bank, Adviser to the Management, afterwards Executive Officer of International Banking;
- 1994 - 2001: Slovenian Export Corporation (SID), President of the Supervisory Board;
- 1994 - 1998: Centre for International Cooperation and Development, President of the Supervisory Board;
- 1993 - 2000: Ministry of Economic Relations and Development of Republic of Slovenia, State Secretary for Foreign Economic Relations;
- 1990 - 1993: Ministry of Foreign Affairs of the Republic of Slovenia, Deputy Minister of Foreign Affairs, responsible for foreign economic relations of Republic of Slovenia;
- 1977 - 1990: The Government of the Republic of Slovenia, area of economics – from a trainee to Adviser to the Government for the area of International Cooperation and Head of Foreign Economic Relations Section.
Board of Directors
Anna Mitkova Florova,
President of the Board
Education:
- Plekhanov Russian University of Economics, university degree
- Corvinus University of Budapest, postgraduate education
Work experience:
- February 2023 - present: SKB Bank, President of the Board of Director;
- September 2020 - February 2023: SKB Bank, Deputy President of the Board of Directors;
- 2019 - 2020: SKB Bank, Member of the Board of Directors;
- 2019 - present: Hungarian Banking Association, President of working group;
- 2018 - present: OTP Pénzügyi Pont Ltd, President of Board of Directors;
- 2018 - present: OTP Building Society, Member of Board of Directors;
- 2018 - present: OTP Faktoring Ltd, Member of the Supervisory Board
- 2017 - present: OTP Bank Plc., Executive Director;
- 2017 - 2019: OTP Banka Hrvatska, Member of the Supervisory Board;
- 2017 - present: OTP Ingatlanpont Kft., President of the Supervisory Board;
- 2015 - present: OTP Mortgage Bank, General Deputy CEO, Member of Board of Directors;
- 2015 - 2016: OTP Ingatlanpont, Managing Director;
- 2012 - 2015: OTP (Russia), Deputy CEO, Member of Board of Directors;
- 2008 - 2012: OTP Bank (Hungary), Director of Mortgage Loan Department;
- 2003 - 2008: K&H Bank, Director of Deposit and Investment Marketing Department;
- 2002 - 2003: K&H Bank, Director of Private Banking;
- 1999 - 2002: Post Bank (Hungary), VIP Retail Branch director;
- 1993 - 1999: Commercial and kreditbank (Hungary), SME and Retail branch deputy director.
Atilla Kovàcs,
Deputy President of the Board
Education:
- Budapest University of Economics Sciences and Public Administration, Master's Degree in Economics of Finance, Specialisation: Investment Analysis and Risk Management
Work experience:
- February 2023 - present: SKB Banka, Deputy President of the Board of Directors;
- 2021 - February 2023: SKB banka, Member of the Board of Directors;
- 2018 - present: OTP Bank Nyrt., Director of Middle Office;
- 2018 - present: LLC MFC »OTP Finance«, Member of the Board;
- 2018 - present: Hungarian Banking Association, Leader of the Treasury Working Group;
- 2014 - present: OTP Lakástakarékpénztár., Member of the Board;
- 2013 - present: OTP Mortgage Bank, Member of the Board;
- 2008 - 2018: OTP Bank Nyrt., Head of Balance Sheet Management;
- 2006 - 2008: OTP Bank Nyrt., Head of Liquidity risk management;
- 2003-2006: OTP Bank Nyrt., Analyst.
Anita Stojčevska, M. Sc.,
Member of the Board and Chief Executive Officer
Education:
- University of Ljubljana, Faculty of Economics, Master’s Degree in Business Sciences, Management and Organization
- University of Ljubljana, Faculty of Economics, Specialization in Management
- University of Ljubljana, Faculty of Economics, Bachelor’s degree
Job positions:
- December 2019 - present: SKB bank, Chief Executive Officer and Member of the Board of Directors of the bank;
- 2016 - 2019: SKB bank, Head of Retail and Marketing Division;
- 2011 - 2016: SKB bank, Executive director of Commercial Management Division in charge for Retail and Corporate;
- 2009 - 2011: SKB bank, Deputy Executive Director of Commercial management Division;
- 2005 - 2008: SKB bank, Head of Corporate Department (Central Slovenia Region);
- 2003 - 2004: SKB bank, Head of Strategy and Marketing for Corporate Clients;
- 2001 - 2003: SKB bank, Head of Small and Mid-Caps Department (Distribution);
- 1997 - 2001: SKB bank, Business Process Analyst in Commercial banking division;
- 1995 - 1997: SKB bank, Customer Relationship Officer for Small and Medium Companies.
Vojka Ravbar, M. Sc.,
Member of the Board and Deputy Chief Executive Officer
Education:
- University of Ljubljana, Faculty of Economics, Master's Degree in Economics
- University of Ljubljana, Faculty of Economics, Bachelor's Degree in Economics
Work experience:
- 2014 - present: SKB bank, Deputy Chief Executive Officer and member of Board of Directors of the bank;
- 2010 - present: Banking Association of Slovenia, member of the Strategic Committee, member of the Supervisory Board and from October 2019 also deputy president of the Supervisory Board;
- 2010 - 2014: SKB bank, member of bank Management and from June 2010 Deputy Chief Executive Officer of the bank and member of Board of Directors of the bank;
- 2005 - 2010: SKB bank, Executive Officer - Secretary General;
- 2002 - present: Slovenian Olympic Committee, member of the Executive Board;
- 2001 - 2005: SKB bank, Executive Officer of Bank Services and Corporate Support;
- 2000 - 2001: SKB bank, Adviser to the Management, afterwards Executive Officer of International Banking;
- 1994 - 2001: Slovenian Export Corporation (SID), President of the Supervisory Board;
- 1994 - 1998: Centre for International Cooperation and Development, President of the Supervisory Board;
- 1993 - 2000: Ministry of Economic Relations and Development of Republic of Slovenia, State Secretary for Foreign Economic Relations;
- 1990 - 1993: Ministry of Foreign Affairs of the Republic of Slovenia, Deputy Minister of Foreign Affairs, responsible for foreign economic relations of Republic of Slovenia;
- 1977 - 1990: The Government of the Republic of Slovenia, area of economics – from a trainee to Adviser to the Government for the area of International Cooperation and Head of Foreign Economic Relations Section.
Imre Bertalan,
Member of the Board
Education:
- Karl Marx University of Economics Sciences, Budapest, BA in Economics
Work experience:
- February 2023 - present: SKB Bank, Member of the Board of Directors
- February 2023 - present: Nova KBM, President of the Supervisory Board
- September 2020 - February 2023: SKB Bank, President of the Board of Directors;
- 2019 - 2020: SKB Bank, Deputy President of the Board of Directors;
- 2017 - present: OTP Bank Nyrt., Managing Director, Group HR Head;
- 2010 - 2016: OTP banka Srbija a.d. Novi Sad, Chief Executive Officer;
- 2009 - 2010: Lecturer at Corvinus University, Budapest and Lecturer at International Training Center for Bankers;
- 2008 - 2009: CIB Bank Ltd., Chief Business Officer, Deputy CEO, Member of the Boart of Directors;
- 2005 - 2008: CIB Bank Ltd., Deputy CEO, Member of the Board of Directors;
- 2002 - 2005: CIB Bank Ltd., Executive Director;
- 1999 - 2002: Euroleasing Ltd., Executive Director;
- 1998 - 1999: Budapest Bank Ltd., Managing Director;
- 1997 - 1997: GE Capital strategic Planning & Business Development Stamford CT, ZDA, Manager;
- 1997 - 1997: GE Capital Financial Planning & Analysis Stamford CT, ZDA, Manager;
- 1992 - 1999: Budapest Bank Ltd., Deputy Executive Director/Executive Director;
- 1990 - 1992: Lupis Brokerage House, Head of Sales;
- 1989 - 1990: Budapest Stock Exchange, Manager.
Draga Cukjati,
Member of the Board
Education:
- University of Zagreb, Faculty of Economics, Bachelor’s degree in Accounting and Finance
Work experience:
- December 2019 - present: SKB Bank, Member of the Board of Directors;
- 2017 - 2022: Mercator Group, Member of the Management Board for the field of finance and IT - CFO;
- 2013 - 2017: Unicredit Banka Slovenije, Head of Large Corporates department (Corporate and Investment banking);
- 2012 - 2013: Unicredit Banka Austria AG, Vienna, Director in CSA team, Capital Structure Advisory CEE;
- 2003 - 2013: Unicredit CAIB d.o.o., Ljubljana, Director in CFA team;
- 1998 - 2003: UniCredit CAIB d.o.o., Zagreb, Associate in CFA team;
- 1996 - 1998: Zagrebačka banka d.d., Zagreb, Analyst in Finance department.
György Gáldi,
Member of the Board
Education:
- Budapest University of Economics, Faculty of Postgraduate Studies, Manager with postgraduate qualification in MBA
- Budapest University of Economics, Faculty of Postgraduate Studies, Engineer with postgraduate qualification in Economics, Specializing in Foreign Trade
- Budapest University of Technology, Transport Engineer
Work experience:
- 2023 - present: SKB banka, member of Board of Directors;
- 2020 - present: OTP Bank Nyrt., Managing Director of Underwriting Directorate
- 2012 - 2020: OTP Bank Romania SA, Vice-Chairman of the Management Board, Deputy Chief Executive Officer, Chief Risk Officer
- 2007 - 2011: MKB Bank Zrt., Deputy Chief Executive Officer, Chief Risk Officer
- 1993 - 2007: K&H Bank Zrt., Unit Head, Executive Director, Senior Executive Director
- 1992 - 1993: Ministry of Transport, Communication and Water Management, Hungary, Consultant and Deputy Project Authorizing Officer
General Meeting of Shareholders of SKB banka d.d. Ljubljana
37th General Meeting of Shareholders of SKB banka d.d. Ljubljana was held on 31 March 2022.
Shareholding structure
OTP BANK NYRT. now owns 100% of capital stock of SKB banka.
SKB banka d.d. Ljubljana joined the OTP Group in 2019.
- The amount of share capital: 52.784.176,26 EUR
- Number of shares: 12.649.200 (unit shares)
OTP GROUP
OTP Group is one of the largest, most stable and reliable independent financial services providers in Central & Eastern Europe (CEE) with a full range of banking services for private individuals and corporate clients.
OTP Group is currently present in 12 countries of the region: Hungary, where it is headquartered and listed, Slovenia, Bulgaria, Croatia, Serbia, Romania, Russia, Ukraine, Slovakia, Montenegro, Albania and Moldova.
The banking group provides high quality financial solutions to meet the needs of more than 18.8 million customers through almost 1,700 branches (as at 3Q 2019) and the state-of-the-art electronic channels. OTP Group offers services in the field of insurance, real estate, factoring, leasing and asset management, investment and pension funds.
OTP is headquartered in the EU and as such is fully compliant with EU standards in terms of corporate governance, regulatory compliance and transparency. OTP Bank, the parent bank of OTP Group members is the largest commercial bank in Hungary with a market share of 28% by total assets. Besides Hungary, OTP Bank holds market leading position in Bulgaria and in Montenegro. It is a listed bank (Budapest Stock Exchange) with well diversified shareholder structure and with a market capitalization of approximately EUR 12 billion.
In recent years, OTP has shown strong financial performance and a sustained capacity for delivering growth (the performing loan portfolio growth reached 15%in 2018 and 10% in the first nine months of 2019).
OTP is one of the most profitable banking groups in the region with a 2018 net profit of EUR 1 billion and a return on equity of 21%, the highest among European banking groups.
On the Slovene market the OTP Group operates through SKB Group (that consists of SKB banka, SKB Leasing and SKB Leasing Select).
