Financing

When doing business, financial assets are of key importance in many aspects, from current operations, to investments, guarantees, leasing or something else. SKB offers you a wide range of financing options.

Financing

Financing of current assets

REGULAR SHORT-TERM LOAN

For financing of current operations, with ineligible use of funds.

REGULAR SHORT-TERM LOAN
  • disbursement in lump-sum or progressively
  • principal repayment in lump-sum or in instalments
  • monthly interest repayment
  • fixed or variable interest rate
Financing of current operations

BUSINESS ACCOUNT OVERDRAFT

Better liquidity of operations due to allowed overdraft on transaction account.

BUSINESS ACCOUNT OVERDRAFT
  • financing of current operations
  • allowed overdraft on transaction account within agreed amount without prior notice
  • better liquidity in operations
  • intersts are paid exclusively on the used part of the overdraft facility
Adjusted to available funding

REVOLVING LOAN

Multiple absorption and return of funding up to the value determined in the contract.

REVOLVING LOAN
  • disbursment upon prior notice
  • principal repayment in lump-sum or in instalments
  • monthly interest repayment
  • fixed or variable interest rate
New

Intraday overdraft facility on transaction account

Higher liquidity due to permitted overdraft of positive balance within a banking day.

Intraday overdraft facility on transaction account
  • Financing of current operations
  • Negative balance on transaction account is permitted within the agreed upon amount without prior announcement
  • Increased liquidity of operations
  • Interests are charged only on the drawn part of loan
  • Permitted overdraft of positive balance on transaction account within a banking day and within the agreed upon amount
  • The account balance at the end of the banking day must always be greater than or equal to 0.00 EUR
  • Without interests for the use of overdraft facility within a banking day
  • No insurance
  • Loan maturity: up to 1 year
Regulation of the company's cash flow

PURCHASE OF CLAIMS

Get your money before the maturity of receivables and improve your liquidity.

PURCHASE OF CLAIMS
  • liquid assets before the maturity of accounts of receivables
  • easier managing of the company's cash flow
  • easier planning and reaching business decisions

Every bank can lend you money.
SKB offers you comfort and flexibility.

Flexibility

Your personal relationship officer with experience and knowledge will take care of your financial needs.

Stability

SKB is a stable and trustworthy bank,
owned by OTP Group,
with values.

Integrity

Applying adapted solutions, SKB will accompany you on your business
and personal path
.