Issued by International Chamber of Commerce
Instructions for bank by the seller
Features of documentary collection
Intended for all home and foreign corporate clients, professionals and sole proprietors, who want to insure their payments in international operations with permanent partners.
Role of the bank
Bank does not guarantee payment, but it takes part in realisation of payment and document take over. Business partners that know and trust each other decide on documentary collection.
loro inkaso – for importers
Based on the documents received from the foreign seller the bank requests payment from the home importer. Upon payment or bill acceptance the importer receives documents for claiming goods.
nostro inkaso – for exporters
The exporter hands the bank documents with instructions that are sent to foreign buyer or his bank for liquidation and waits for income. Bank has the role of an agent and good manager in collection and acts in accordance with provisions of Uniform rules for collections URC 522 issued by the International Chamber of Commerce.
With mobile and online bank, you can arrange as many as 53 different tasks without visiting the bank.:
- Submitting application for approval of extra overdraft facility.
- Submitting application for order of consumer loan.
- Submitting application for obtaining Visa credit card.
- Paying and receiving invoices and e-invoices.
- Overview of balance and spending.
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It's good to know
who you trust with your finances
- Excells in safety, stability and reliability in Slovene banking space.
- Part of OTP Group, one of the biggest and most stable financial services providers in Central and Eastern Europe.
- Trusted by more than 200.000 clients.
What do our clients say about us?
SKB bank keeps pace with the trends. It provides its users with online and mobile banking which makes our business easier and also simplifies dealing with our personal account, while paying invoices is quick and easy. Employees in bank branches are nice, helpful and willing to solve every issue.
I have been a satisfied client since 2003. What I like most are personal approach and responsiveness – my individual relationship officer instantly finds a favourable solution for each of my financial challenges. I would also like to point out the mobile bank; these days I could not imagine my everyday life without it.
Frequently asked questions
A Collection Instruction sets out under what conditions the Bank shall hand over the documents to the client:
- documents against payment,
- documents against acceptance,
- documents against acceptance and aval.
Corporate finances, Personal finances, ESG
Working together as a group, we can work better - also for charitable purposes
17. 08. 2023
The OTP Group, which includes Nova KBM and SKB banka, will donate a total of 2,2 million euros to those in need. In addition to Nova KBM and SKB banka, the funds will also be contributed by the parent company, Hungarian OTP bank.