Documentary collection

Payment instrument that provides greater payment security than remittance.

Check the information on the merger of SKB Bank and Nova KBM.
International rules

Issued by International Chamber of Commerce


Bank has the role of an agent and good manager and acts in accordance with provisions of Uniform rules for collections issued by the International Chamber of Commerce.
Simple process

Instructions for bank by the seller


After instructions of the seller the bank hands the documents to buyer, if the conditions for payment and other agreed conditions are fulfilled.



The buyer has guaranteed delivery of required goods with contract provisions.

Features of documentary collection

Intended for all home and foreign corporate clients, professionals and sole proprietors, who want to insure their payments in international operations with permanent partners.

Role of the bank

Bank does not guarantee payment, but it takes part in realisation of payment and document take over. Business partners that know and trust each other decide on documentary collection.

loro inkaso – for importers

Based on the documents received from the foreign seller the bank requests payment from the home importer. Upon payment or bill acceptance the importer receives documents for claiming goods.

nostro inkaso – for exporters

The exporter hands the bank documents with instructions that are sent to foreign buyer or his bank for liquidation and waits for income. Bank has the role of an agent and good manager in collection and acts in accordance with provisions of Uniform rules for collections URC 522 issued by the International Chamber of Commerce.

Digital banking

With mobile and online bank, you can arrange as many as 53 different tasks without visiting the bank.:

  • Submitting application for approval of extra overdraft facility.
  • Submitting application for order of consumer loan.
  • Submitting application for obtaining Visa credit card.
  • Paying and receiving invoices and e-invoices.
  • Overview of balance and spending.

Read more

+ 48

Otherdigital services

Make an appointment with the advisor

Your relationship officer will wait for you in the outlet on the agreed upon date and time. 
With his help, you will be able to arrange everything quickly and easily.

Make an appointment or Send an inquiry

It's good to know
who you trust with your finances

SKB bank

  • Excells in safety, stability and reliability in Slovene banking space.
  • Part of OTP Group, one of the biggest and most stable financial services providers in Central and Eastern Europe.
  • Trusted by more than 200.000 clients.

Frequently asked questions

A Collection Instruction sets out under what conditions the Bank shall hand over the documents to the client:

  • documents against payment,
  • documents against acceptance,
  • documents against acceptance and aval.


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