Are you worried about what would happen if you lost your SKB business card or it got stolen? What if, in addition to your business card, you also lose your keys, personal documents, wallet, cell phone or tablet? If you conclude Business Card Plus Insurance, you can sleep peacefully, as you have insured all your SKB business cards and personal belongings.
Business card plus insurance is intended for companies and professionals, SKB transaction account holders and users of their business cards.
- yearly insurance premium for an individual user of business card is 12 EUR;
- insurance premium is paid per year with direct debit of transaction account;
- insurance is taken out by the company or professional (policyholder) for every user of the SKB business card (insurance holder) individually.
Benefits of business card plus insurance
- includes insurance in case of misuse of lost or stolen SKB business cards and insurance in case of cash theft;
- personal items (keys, personal documents, handbags, wallet, mobile phone (including phone call reimbursement) and tablet are also insured;
- includes cover for additional costs (cancellation of a lost / stolen card, issuing a new card and issuing an ID card or digital certificate with a smart card for using the online bank);
- low price considering the extent of insurance;
- insurance is valid in Slovenia and abroad.
Insurance coverage
Insurance of risk for abuse of stolen or lost business payment and credit cards
With business card plus insurance, the insured person is entitled to compensation for damages if the lost or stolen business cards are abused and cash is stolen. Insurance includes damage arising from the moment of theft or loss of the card up to the moment of reporting the loss or theft of the card to the bank.
|
Coverage content |
Coverage amount |
|---|---|
| Insurance for abuse of lost or stolen business card | In case of payment, up to 50 EUR for individual card in a single insurance case and up to 3,000 EUR for all cards per insurance year. |
| In case of cash withdrawal, up to EUR 50 for individual card in a single insurance case and up to EUR 250 for all cards per insurance year. |
Insurance of cash theft or robbery
Business card plus insurance is valid if the policyholder had their cash stolen that they withdrew from the account of the policyholder at the ATM or at the branch office of the bank, if such theft or robbery occurred within one hour after the withdrawal took place.
|
Coverage content |
Coverage amount |
|---|---|
| insurance of previously withdrawn cash | 125 EUR |
Insurance for additional costs
It includes insurance coverage for actual costs associated with:
- reporting card loss / theft for the purpose of canceling it (costs of card cancellation are covered),
- issuing a new card due to a lost / stolen card,
- issuing an identification card or digital certificate with a smart card for using internet bank in the event of loss or theft.
|
Coverage content |
Coverage amount |
|---|---|
|
the cost of reporting the loss / theft of the card and issuing a new card |
13 EUR |
|
the cost of identification card for using SKB NET internet bank |
40 EUR |
Insurance for theft or loss of personal items
In addition to the insurance of SKB cards, card insurance plus also includes insurance of certain personal items which we usually carry with the cards. Insurance applies to:
- keys,
- personal documents,
- handbag,
- wallet,
- mobile phone and tablet.
The coverage area applies to the territory of the whole Europe (geographically).
|
Coverage content |
Coverage amount (after event and per year) |
|---|---|
| insurance for cost of re-issuing documents | up to100 EUR |
| insurance for cost of re-duplication of keys | up to 300 EUR |
| insurance for cost of handbag/bag, wallet | up to 100 EUR |
| insurance for cost of mobile phone or tablet | up to 200 EUR |
| insurance of mobile phone (reimbursement of phone call costs) | up to 150 EUR |
You can claim insurance cover for the abovementioned personal items only if SKB card was stolen simultaneously with theft of personal items.
