ACCIDENT INSURANCE

Make sure you can count on getting the help you need if you have an accident.

Insurance coverages

Valid 24 hours a day

regardless of the place and time of the accident.

Treatment costs

The insurance company reimburses you for the costs

which are not covered by the Health Insurance Institute.

Compensation for pain

up to 500 %

of the agreed sum insured for bone fractures.

ACCIDENT INSURANCE FEATURES

Making sure you’re protected in case of unfortunate events is an important part of taking care of yourself and your loved ones. This is where accident insurance comes in!

ACCIDENTAL DISABILITY

Progressive payments - for 40% disability the insurance company pays 100% of the sum insured, and for 100 % disability the insurance company pays 5,4 times the sum insured.

ACCIDENT ANNUITY

Accident annuity payments start at 40% disability with a duration of up to 5 years (the exclusive package includes accident annuity payments for up to 25 years).

TREATMENT COSTS

The insurance company reimburses the costs that are not covered by the Health Insurance Institute (including the costs of mountain and water rescue).

DAILY COMPENSATION

The insurance company also offers daily compensation to unemployed persons.

BASIC PACKAGE

available as a stand-alone coverage. The maximum sum insured payable is 200,000 EUR (or 80,000 EUR for senior citizen accident insurance).

available as a stand-alone coverage. The maximum insurance sum is 150,000 EUR (or 80,000 EUR for senior citizen accident insurance).  Accident insurance is not available for children aged 14 or younger.

can be concluded in conjunction with accidental death coverage and/or accidental disability coverage. The maximum hospital allowance amount is 70 EUR per day (or 30 EUR for senior citizen accident insurance). The hospital allowance is paid for a maximum of 200 days for the same insured event, for a period not exceeding two years after the day of the accident.

can be concluded in conjunction with accidental death coverage and/or accidental disability coverage. The maximum sum insured payable is 2,000 EUR and the minimum is 100 EUR. Accident annuity is paid when permanent disability resulting from an accident is more than 40%.

can only be concluded in conjunction with accidental disability coverage or accidental death coverage. The maximum possible compensation amount for full-time employees is 25 EUR/day, while for unemployed persons, students, pupils, pensioners and housewives the maximum amount is 5 EUR/day. Daily compensation is paid upon submission of sick leave notices for a maximum of 200 days of temporary incapacity for work for the same insured event, for a period not exceeding two years after the day of the accident, and can be granted for a maximum of three insured events (accidents) in a single insurance year, for up to a total of 200 days.

 

 

Basic package A B C
Insurance coverage   Sum insured in EUR  
Accidental disability - linear 40.000 40.000 40.000
Accidental death 20.000 20.000 20.000
Daily hospital allowance   10 10
Accident annuity - 5 years   500 500
Daily compensation     8
Monthly premium with tax 8,73 EUR 12,39 EUR 19,95 EUR

 

VIVA PACKAGE

Compensation for certain types of cancers and miscarriage as a result of an accident that can be concluded in conjunction with accidental disability coverage or accidental death coverage and only as a package with predefined coverages and sum insured (this package can only be purchased in the context of accident insurance and youth accident insurance):

 

  • compensation in the amount of 5,000 EUR in the event of organ loss due to cancer,
  • up to 5,000 EUR for cosmetic surgery due to breast cancer,
  • compensation in the amount of 1,000 EUR in case of miscarriage as a result of an accident,
  • up to 1,000 EUR for housework assistance in case of medical treatment

EXCLUSIVE PACKAGE

that can be concluded in conjunction with accidental disability coverage or accidental death coverage and only as a package with predefined coverages and sum insured (this package can only be purchased in the context of accident insurance and youth accident insurance) :

  • compensation in the amount of 5,000 EUR in the event of organ loss due to cancer,
  • up to 5,000 EUR for cosmetic surgery due to breast cancer,
  • compensation in the amount of 1,000 EUR in case of miscarriage as a result of an accident,
  • up to 1,000 EUR for housework assistance in case of medical treatment for loss of organ due to cancer

can only be concluded in conjunction with accidental disability coverage for children up to 14 years of age. The highest allowance amount is 200 EUR/week. The allowance shall be paid for each full week of absence from work of the parent of the insured person, due to care for the child, made necessary as a result of an accident. Allowance is paid for a maximum of 6 weeks for the same insured event.

can only be concluded in conjunction with accidental disability coverage for children aged 6 to 14 years. The highest compensation amount is 10 EUR/day. Compensation shall be paid for each day of the insured person's absence from school from the 10th day of absence onward, if the absence from school is a result of an accident. 

can be concluded in conjunction with accidental death coverage or accidental disability coverage. The agreed insurance cover is up to 5,000 EUR. The insurance company reimburses the cost of medically necessary cosmetic surgery to eliminate the effects of disfigurement injuries on the insured person’s appearance that are the result of an accident. 

can be concluded in conjunction with accidental death coverage or accidental disability coverage. The maximum sum insured payable is 5,000 EUR and the minimum is 100 EUR. 

can be concluded in conjunction with accidental death coverage or accidental disability coverage. The maximum sum insured payable is 1,000 EUR.

can only be concluded in conjunction with accidental disability coverage or accidental death coverage. The maximum possible compensation amount for full-time employees is 25 EUR/day, while for unemployed persons, students, pupils, pensioners and housewives the maximum amount is 5 EUR/day. Daily compensation is paid upon submission of sick leave notices for a maximum of 200 days of temporary incapacity for work for the same insured event, for a period not exceeding two years after the day of the accident, and can be granted for a maximum of three insured events (accidents) in a single insurance year, for up to a total of 200 days.

can be concluded in conjunction with accidental death coverage and/or accidental disability coverage. The maximum agreed amount is 2,000 EUR for an annuity of 5 years, 650 EUR for an annuity of 15 years and 400 EUR for a period of 25 years. Accident annuity is paid when permanent disability resulting from an accident is more than 40%. Accident insurance for seniors is only available with a 5-year annuity period.

can be concluded in conjunction with accidental death coverage and/or accidental disability coverage. The maximum sum insured payable is 500 EUR and the minimum is 10 EUR.

can be concluded in conjunction with accidental death coverage and/or accidental disability coverage. The maximum hospital allowance amount is 70 EUR per day (or 30 EUR for senior citizen accident insurance). The hospital allowance is paid for a maximum of 200 days for the same insured event, for a period not exceeding two years after the day of the accident.

which is available as a stand-alone coverage. The maximum insurance sum is 150,000 EUR (or 80,000 EUR for senior citizen accident insurance).  Accident insurance is not available for children aged 14 or younger.

which is available as a stand-alone coverage. The maximum sum insured payable at 540% progression is 50,000 EUR (or 15,000 EUR for senior citizen accident insurance). 

Display all

 

Exclusive package         A        B       C
Insurance coverage   Sum insured in EUR  
Accidental disability - progressive  20.000 30.000 40.000
Accidental death 20.000 20.000 20.000
Daily hospital allowance  10 20 20
Accident annuity - 5 years   1.000 1.000
Compensation for pain resulting from bone fractures    200 200
Daily compensation     10
Monthly premium with tax 10,45 EUR 21,00 EUR 33,97 EUR

 

 

Make an appointment with an individual relationship officer

Your individual relationship officer will wait for you in the outlet on the agreed upon date and time. 
With his help, you will be able to arrange everything quickly and easily.

Make an appointment  or  Tell us your wishes

Frequently asked questions

Personal safety should not depend on unforeseen events and luck. When deciding on the right personal insurance for you, you have to follow all the necessary steps carefully, as this is the only way to

ensure you are really protected.
Creating your own personal financial security strategy can be compared to building a house. You need to start at the foundation, but you must not skip any of the intermediate stages if you want your house to be stable and firm.

1. PROTECTION

First and foremost, you need to protect your financial security in order to protect yourself and your loved ones from any loss of income due to unforeseen events. This is particularly important if you are a borrower, because by purchasing the right life insurance, you can protect your loved ones, and make sure that you can actually repay your loan yourself, no matter what happens in your life. 

Choosing the right life, accident and health insurance products can give you a high level of security:

2. SAVING

By upgrading your basic protection, you can save additional funds that you will need in the future.

Classic life insurance offers the option of a basic upgrade that you can add to your basic protection. This type of insurance gives you the security of a guaranteed payout in the form of the sum insured. Therefore, it doesn’t represent an investment risk, which means you can use it as a long-term form of savings, which in addition to security provides you with a guaranteed payout after the end of the savings period and a tax advantages.

Investment

What is the impact of saving in funds on social transfers?

We often hear excuses from young parents that they don’t save because their savings would push them into a higher income class and they would receive a lower child allowance per month as a result. The reason for the decision against saving is generally unfounded because such savings are taken into account only in the form of fictitious interest.

Investment

Where can I get help and additional information?

Information on the possibilities of saving in funds can be obtained at the SKB Bank outlet or by calling the Call Centre at 01 471 55 55, where you will arrange an appointment in the selected outlet.

Investment

How do I start saving in AMUNDI or MOOREA funds?

Would you like to start saving in funds but don't know how?

Investment

Why choose saving under the Moorea Fund savings plan?

The Moorea Fund savings plan is concluded for a period of 5 years with automatic renewal for the same period.

Investments under the Moorea Fund savings plan are available at no entry or exit loads.

It's good to know
whom you trust your finances

SKB bank

  • Excells in safety, stability and reliability in Slovene banking space.
  • Part of OTP Group, one of the biggest and most stable financial services providers in Central and Eastern Europe.
  • Trusted by more than 200.000 clients.

What do our clients say about us?

Tina J.
Tina J.

SKB bank keeps pace with the trends. It provides its users with online and mobile banking which makes our business easier and also simplifies dealing with our personal account, while paying invoices is quick and easy. Employees in bank branches are nice, helpful and willing to solve every issue.

Tina J.
Ivona K.
Ivona K.

I have been a satisfied client since 2003. What I like most are personal approach and responsiveness – my individual relationship officer instantly finds a favourable solution for each of my financial challenges. I would also like to point out the mobile bank; these days I could not imagine my everyday life without it.

Ivona K.

Flik immediate free transfers

Pay with Flik - anytime, anywhere:

  • Simple- all you need is a mobile phone number
    or an e-mail of the recipient.
  • Quick- money is in the account in a few seconds.
    Even outside the bank's working hours.
  • Secure- the same level of security as for payments through
    the mobile bank or internet bank.

Read more