POS terminals

You do not need any additional technical equipment to receive Flik instant payments. In September and October, the existing POS terminals were upgraded, thus enabling the possibility of accepting Flik immediate payments. In addition to accepting payment cards, we also enable Flik to all new business customers - this allows business customers to cover the widest range of the most commonly used cashless payment methods for your customers.

For payments with Flik, the payment receipt is not printed automatically from the POS terminal, but only at the request of the payer, as the payment receipt is located in the Flik application.

The advantage of Flik payments is immediate liquidity, as funds are available to you immediately after a successful payment at the POS terminal. It is a completely contactless, fast and secure form of payment, which further upgrades all the advantages of cash and payment cards. This way, you can offer the customer a solution for payment even when he does not have cash or cards with him - but he has a mobile phone with the option of Flik instant payments.

SKB allows its merchants to accept Flik immediate payments at POS terminals, but it is not yet possible to accept Flik at online points of sale.

Flik instant payments can be described as a modern form of cash. These are electronic payments in which money is transferred from the user to the recipient in real time (ie less than 10 seconds). Payments are based on a common platform of banks in Slovenia and are made either via the Flik Pay mobile application (also offered by SKB) or via mobile wallets or mobile banks.

The "recurring payments" feature makes it easier for your customers to make recurring purchases without having to enter card details in the payment mask each time. This is especially true for recurring purchases that take place over a period of time (eg purchase of monthly tickets, magazines, subscriptions, membership fees,) as the customer may allow you to make the payment yourself and on pre-agreed terms. You can initiate the payment yourself on the basis of the stored masked data, without the customer having to worry about whether the payment will be made.

The ''saved card'' feature makes it easier for your customers to make purchases, as the card information is filled into the payment mask itself. The customer first agrees to the storage of card data in your online store. These are stored in a disguised form and are filled into the payment mask on the next purchase. The customer thus saves time and makes the purchase faster.

The Payment Gateway can be integrated with solutions for the most commonly used plug-ins (WooCommerce, PrestaShop, OpenCart and Magento 2). If you use your own solution, various sample implementations are also available (for PHP, Java and .NET.).

The merchand web portal provides access to:

• all trade statements,
• documentation related to your user account for the merchant web portal,
• notifications related to the operation of the commercial web portal,
• help for users. It is also available without a username and password so that all your employees can access it.

Here you will also find the contact details of the Customer Support Center.

Through the POS terminal, you can accept the most common cards paid for by customers at Slovenian points of sale, ie Mastercard, Visa, BA, Maestro, Karanta and hosting Diners cards (the contract for accepting these cards must be arranged directly with the card scheme provider Erste Card doo).

The merchant can accept Mastercard, Visa and Maestro cards via the online store.

The contactless stationary POS terminal is intended for merchants who intend to have a POS terminal installed at a permanent payment point, for example at the cash register. The terminal needs to be connected to an IP communication network (cable) for its operation. The POS terminal must be installed in such a way that the customer can make the payment without interruption. In the event that the POS terminal is physically inaccessible to the customer, the terminal can be mounted on a swivel arm or a stand-alone keypad (PIN PAD) can be added. If a keyboard is used on the POS terminal, contactless payment is only possible on this keyboard and not on the POS terminal itself.

The contactless mobile POS terminal is suitable for merchants who can more easily accept payments at various locations in their business (example: restaurants, taxi services, insurance agents, trade fair activities, etc.). Merchants can choose between a contactless mobile POS terminal with GPRS / 3G or WIFI / 3G connection. The mobile POS terminal has a built-in battery that allows use without connection to the mains. To use a mobile GPRS / 3G POS terminal, you need a SIM card, which we also arrange.