Immediate free transfers
and payments by mobile phone!
Pay for your purchase at POS terminal with NFC or by scanning the QR code.
A simple transfer and receiving of money in a few seconds, 24/7 among bank users in Slovenia with enabled Flik service.
A mobile phone number and an e-mail address of the recipient from your phone's phonebook are enough for the execution of payment through Flik.
Flik enables the setting of overdraft or complete disabling of payments; the application and the payments fulfil the security standards of the Bank of Slovenia and the PSD2 Directive of the EU.
Even when the banks are closed.
For acquiring and activating Flik you do not have to visit the bank.
The Flik Pay application can be downloaded from the Google Play Store or from the Apple Store; enter your tax number and the activation code from SKB NET internet bank or MOJ@SKB mobile bank and Flik is ready to use!
Selecting the Pay button enables immediate contactless payments at POS terminals. Functionality is available at points of sale marked with the Flik label.
When selecting the Send button, select the recipient of the transfer, enter the desired amount, add a message and the transfer is sent! Transfers are only possible between individuals.
When selecting the Request button, select the recipient of the claim, enter the desired amount, add a message and the claim is sent! Claims are only possible between individuals.
Transactions among Flik users are free.
A mobile phone number and an e-mail of the recipient are enough for the execution of payment.
CHANGING OF OVERDRAFT
The user can set his/her own overdraft for transactions.
One click is enough to temporarily disable the payments within the application.
Transactions among users are executed in a few seconds.
You do not have to visit the bank for activating Flik; all you need is your tax number and the activation code acquired from SKB NET or MOJ@SKB.
The application and the payments fulfil the security standards of the Bank of Slovenia and the PSD2 Directive of the EU.
Frequently asked questions
Payments are made at the POS terminal using NFC technology (for Android users) or QR code (for Apple and Android users), and to complete and successfully confirm payments, authentication with a PIN number or biometrics is required, which the customer performs in the Flik application on the phone.
NFC (Near Field Communication) is a contactless technology that allows data to be exchanged between two devices at a distance of a few centimeters. To use NFC technology, it is necessary to enable this feature on the phone.
Flik payment via NFC technology can be made by users of Android phones. The payer unlocks the phone and attaches it to the POS terminal and the transaction is performed (the best user experience is guaranteed if the Flik application is the default mobile wallet on the phone). For purchases over 25 EUR, it is also necessary to authenticate the payment (PIN, fingerprint, face recognition on the phone itself).
Flik payment by scanning the QR code can be made by users of Android and Apple phones. The payer unlocks the phone, opens the Flik application on the phone and logs in; the cashier selects the option of displaying the QR code at the POS terminal. In the Flik application, the payer selects the Pay option, scans the QR code, authenticates the payment (PIN, fingerprint, biometrics on the phone itself) and the transaction is completed.
For payments with Flik, the payment receipt is not printed automatically from the POS terminal, but only at the request of the payer, as the payment receipt is located in the application.
If you lost the password for logging into Flik Pay, click Lost password under the dial on the homepage and continue with the process of setting a new password which will redirect you to a new registration. This is done in the same way as the first registration.
In case of loss or theft of the mobile device with an installed Flik Pay application, you must immediately report the loss/theft to the Customer Service Call Center at +386 1 583 41 83.
If you have a Flik Pay application installed on other mobile devices as well, you block it by choosing My devices in the settings of the application and delete the lost/stolen device.
The bank does not charge fees for transactions executed through the application Flik Pay. However, the use of the application can have an effect on the cost charged by your mobile operator due to data transfer on your mobile device.
The overview of executed transactions is visible under the tab Transactions; choosing an individual transaction enables a more detailed overview. In the tab Transactions you can cancel a transaction on hold, repeat the already executed transaction or repeat the request for receiving money.
Yes, Flik Pay can be installed to more than one mobile device with the same registration data.
For sending requests on receiving money you must log in into Flik Pay, choose the tab «Request«, choose a contact from the contact list and enter the amount you wish to receive. You can also write a short message for the recipient of the transfer.
You can also send the request for payment to a user who is not on your contact list by choosing the tab »+« and entering the phone number or the e-mail of the recipient. If the recipient is not registered in Flik Pay, the request for receiving money cannot be sent.
For transferring money log in into application Flik Pay, choose the tab "Send", choose a contact from the contact list and enter the amount you wish to transfer. You can also write a short message for the recipient of the transfer.
You can also send money to a user who is not on your contact list by choosing the tab »+« and entering the phone number or the e-mail of the recipient.
If the recipient is not registered in Flik Pay, the invitation for registration will be sent to the recipient automatically along with the transfer. The transaction will be on hold for 24 hours and will be executed if the recipient registers into Flik Pay within this time frame. If the recipient does not register within 24 hours, the transaction will be denied.
For using Flik you need the Flik Pay application, transferred from the Google Play Store or from Apple Store respectively.
For activating Flik you need to enter your tax number and the activation code acquired from the SKB NET internet bank or MOJ@SKB mobile bank. After correctly entering the data into the Flik Pay application, a mobile phone number, which is registered at the bank, will appear and a one-time password will be sent to this number. After entering the one-time password, you only need to set the password for the use of application and the activation is completed.
Flik can be used if you have an open personal account, which enables its use.
The use of the Flik Pay application requires:
- a tax number,
- an activation code acquired from the SKB NET internet bank or MOJ@SKB mobile bank,
- a mobile device with an iOS or Android operating system,
- enabled data transfer.