0 EUR/month* 9,80 EUR/month
for everything that is offered in MOJ M package.
*Akcijska ponudba velja za nove in obstoječe stranke.
up to 2.000 EUR
with free approval.
Advantages and discounts
Visa credit card
Which products does the package include?
MOJ M package includes products and services for easier handling of everyday banking.
Flik instant payments
Unlimited free payment transactions made with Flik.
FREE WITHDRAWALS AT ATMS
Free withdrawals with a Visa debit card at SKB and NKBM ATMs and ATMs of foreign participating banks (OTP Bank Croatia).
3 WITHDRAWALS AT ATMS OF OTHER BANKS
MOJ M package includes 3 withdrawals at ATMs in euro zone. Any possible additional expenses that may be charged by the bank that owns the ATM are excluded.
Up to 2.000 EUR of overdraft
Free approval of overdraft of up to 2.000 EUR. The amount of overdraft is determined based on client credit ability in accordance with bank business policy.
MOJ M package includes Security SMS for Visa debit card, which notifies you of every ATM withdrawal, point of sale purchase and internet or mobile purchase. For those of you who want an overview and control over card operations.
Visa credit card
Free membership for card and additional card owner. You can choose between a card with deferred payment, payment in instalments or a revolving card.
Beside the products and services already included in your chosen package, you can take care of additional safety and easier control over your everyday finances.
Plus card insuranceMore
Higher account overdraftMore
Flik immediate free transfers
Pay with Flik - anytime, anywhere:
- Simple- all you need is a mobile phone number
or an e-mail of the recipient.
- Quick- money is in the account in a few seconds.
Even outside the bank's working hours.
- Secure- the same level of security as for payments through
the mobile bank or internet bank.
If you wish to open an account ...
you need a valid identification document (ID card or passport) and tax number.
If you wish to change a bank ...
Complete the application for change of bank, and we will arrange everything else instead of you.
It's good to know
whom you trust your finances
- Excells in safety, stability and reliability in Slovene banking space.
- Part of OTP Group, one of the biggest and most stable financial services providers in Central and Eastern Europe.
- Trusted by more than 200.000 clients.
What do our clients say about us?
SKB bank keeps pace with the trends. It provides its users with online and mobile banking which makes our business easier and also simplifies dealing with our personal account, while paying invoices is quick and easy. Employees in bank branches are nice, helpful and willing to solve every issue.
I have been a satisfied client since 2003. What I like most are personal approach and responsiveness – my individual relationship officer instantly finds a favourable solution for each of my financial challenges. I would also like to point out the mobile bank; these days I could not imagine my everyday life without it.
Frequently asked questions
Each of the package personal accounts includes the option of a personal account overdraft (link to Overdraft). The maximum overdraft amount that is free of charge depends on the selected package. You can apply for a higher overdraft limit than the one included in the package, in which case you will be charged monthly overdraft management costs.
You can apply for an overdraft at one of the Bank’s outlets or by submitting an electronic application on SKB NET. The Bank approves the amount of the overdraft in accordance with its business policy.
Clients who do not want take advantage of a package deal can still choose their products and services from the entire SKB range. You can opt for a Personal account (link to the PA), which is free of charge, and you can pay for each additional service or product individually, in accordance with SKB's Service Pricelist for Individuals.
Our clients can continue using their personal accounts and products that they are already using.
We recommend that you take a look at our new packages to optimize your costs, or get additional products for the same costs that you are already paying, which can enhance your client experience with, for example, additional security with Security SMS, the convenience of deferred payment or payment in installments with a credit card, and other advantages. Transitioning to a package account is free of charge, and you can also keep your existing account overdraft amount.
See which package suits you best. (link to Calculator)
You pay a monthly account management fee for your package personal account, which covers all the services included in each package, streamlining your overview of your monthly bank charges. You can activate the services included in the package whenever you need them, but the price of the package is fixed.
Opening a package personal account is free of charge, as is changing the package. If you wish to add additional products to your package that are not part of the package, your will be charged for these products in accordance with the applicable SKB's Service Pricelist for Individuals.
You can find a detailed price list for SKB services in SKB's Service Pricelist for Individuals.
Daily financial services make it easy for you to manage your daily finances.
To purchase a package, set up an appointment at one of SKB’s outlets with your individual relationship officer, who will describe the packages to you and answer all your questions.
The packages are intended for clients who are using a set of banking services to manage their finances on a day-to-day basis. Package personal accounts are more less costly than paying for each of the services included in the package individually, as you can save up to more than 100 EUR a year.
The package is available to new and existing domestic individual clients who receive regular inflows into their personal accounts.
SKB packages include the most important banking services at a single fixed price. All the packages include a personal account and digital banking, allowing you to conduct your operations and manage your finances in the palm of your hand and wherever you are, as well as a set of free-of-charge payment transactions.
There are three different packages for adults to choose from. Choose the one that best suits your lifestyle and your daily financial needs. Check which package best suits your needs (link to calculator).
Since your individual needs are bound to change throughout your life, we have made it possible for you to change your package for any of the other packages in our offer at any time.