Independent and irrevocable obligation of guarantor bank to pay guaranteed amount.


Decrease of business risk


Guarantee is an independent and irrevocable obligation of guarantor bank to pay guaranteed amount.

Liquidation at first appeal.


Bank liquidates the guarantee at first written appeal when fulfilling the conditions in the guarantee.
Who is it for?

Corporate clients who need a reliable business insurance instrument.


Bank guarantees are intended for home and foreign corporate clients, professionals, sole proprietors and spending authorities, who need bank guarantee for insurance of business.

Features of guarantees

A bank issues a guarantee based on the underlying contract/relationship between the applicant and the beneficiary. By issuing a guarantee, SKB assumes an undertaking
 pay a certain amount of money to a domestic or foreign beneficiary if the applicant the guarantee does not fulfill their contractual terms.

Depending on the purpose and type of a transaction, the Bank issues service-related and payment guarantees in Euros or foreign currencies.

Guarantee types

Digital banking

With mobile and online bank, you can arrange as many as 53 different tasks without visiting the bank.:

  • Submitting application for approval of extra overdraft facility.
  • Submitting application for order of consumer loan.
  • Submitting application for obtaining Visa credit card.
  • Paying and receiving invoices and e-invoices.
  • Overview of balance and spending.

Read more

+ 48

Otherdigital services

Make an appointment with the advisor

Your relationship officer will wait for you in the outlet on the agreed upon date and time. 
With his help, you will be able to arrange everything quickly and easily.

Make an appointment or Send an inquiry

It's good to know
who you trust with your finances

SKB bank

  • Excells in safety, stability and reliability in Slovene banking space.
  • Part of OTP Group, one of the biggest and most stable financial services providers in Central and Eastern Europe.
  • Trusted by more than 200.000 clients.

Frequently asked questions

Projects, Corporate finances, Personal finances

We became a member of the Green Network of Slovenia

10. 01. 2022

At SKB Bank, we strive for the well-being of the environment in which we work and operate.

Awards, Corporate finances, Personal finances

For the third year in a row, SKB brand the recipient of the Superbrands Slovenia title

07. 01. 2022

Superbrand recognition for us is a confirmation that the market recognizes our quality and trusts us.

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