The savings account holder may withdraw from the contract with 31 days notification before the end of each year of the savings term.
The savings account holder should submit a written letter of withdrawal from the contract at the bank outlet where the savings account was opened.
If the savings account holder withdraws from the contract, the Bank closes the savings account on the 92nd day or on the first following business day, counted from the day when the savings term ends. The saved funds with the added interest are transferred to the SKB personal account of the savings account holder specified in the contract.
The savings account holder may withdraw from the contract before the end of the savings term due to exceptional circumstances (unexpected illness or injury to the savings account holder or a close family member, death of a close family member, natural disaster).
If the savings account holder wishes to withdraw from the contract before the end of the savings term due to exceptional circumstances, a written request must be submitted to the Bank, detailing the reason for the withdrawal due to exceptional circumstances, and supporting evidence must be provided.
In case of a withdrawal from the contract before the end of the savings term due to exceptional circumstances, the Bank shall immediately close the savings account and transfer the savings, reduced by a savings account closure fee, to the personal account of the savings account holder specified in the contract.
In case of an early withdrawal from the contract, the Bank shall charge the savings account holder a savings account closure fee, in accordance with the applicable SKB's Service Pricelist for Individuals.