Personal account interest rates

The interest rates are valid as of 1 June 2024.

Sight deposits on personal account

Type of personal account Annual interest rate (In EUR) Annual interest rate (other currencies)
Package and Personal account 0,01 % 0,00 %

Overdraft on personal account


Type of package or personal account

Annual interest rate
Package and Personal account 12,45 %

 

Unauthorized overdraft of positive balance on personal account

 

(legal default interest rate)

Type of personal account Annual interest rate
All personal accounts 12,50 %

Personal account interest rates

Basic payment personal account

For basic bank services.

Basic payment personal account
Monthly management fee

4,90 EUR /month

Best suited for

For people who do not have an account yet in Slovenia, no matter the residency status.

Advantages
  • For welfare recipients monthly account keeping amounts to 1,47 EUR
  • Free withdrawals with a Visa debit card at SKB and NKBM ATMs and ATMs of foreign participating banks in the OTP Group
  • Free digital banking
Collecting funds for covering various costs

Basic account for non-residents

Foreign citizens without a permanent residence in Slovenia need a personal account for managing personal finances as required by the law.

Basic account for non-residents
Monthly management fee

2,90 EUR /month

Best suited for

For foreign citizens and people without a permanent residence.

Advantages
  • Visa debit card for payments around the world and on internet
  • Free withdrawals with a Visa debit card at SKB and NKBM ATMs and ATMs of foreign participating banks in the OTP Group
Collecting funds for covering various costs

Personal account

For transparent and simple bank operations customised to your needs. Choose only the products you need.

Personal account
Monthly management fee

Free

Best suited for

To people older than 15 years with regular monthly income.

Advantages
  • Choose only the products you need; you pay the cost of each product according to price list.