Validity of interest rates and repayment period as of November 2nd 2023.
At SKB Bank, we emphasize individual treatment of clients and personal approach. Therefore, we invite you to make an appointment with the individual relationship officer. Together with them, you will find the most favourable conditions for taking a loan.
Interest rates
Regardless of a client’s business relationship with the bank.
Insurance by pledging real estate (mortgage):
| Maturity | Fixed interest rate | Variable interest rate |
|---|---|---|
| up to 5 years | 4,00 % | 3M EURIBOR + 1,50 % |
| over 5 up to 10 years | 4,00 % | 3M EURIBOR + 1,50 % |
| over 10 up to 15 years | 4,30 % | 3M EURIBOR + 1,60 % |
| over 15 up to 20 years | 4,30 % | 3M EURIBOR + 1,60 % |
| over 20 up to 25 years | 5,00 % | 3M EURIBOR + 1,70 % |
| over 25 up to 30 years | - | 3M EURIBOR + 1,80 % |
Insurance – other (2 guarantors, insurance company):
| Maturity | Fixed interest rate | Variable interest rate |
|---|---|---|
| up to 5 years | 4,50 % | 3M EURIBOR + 2,00 % |
| over 5 up to 10 years | 4,50 % | 3M EURIBOR +2,00 % |
| over 10 up to 15 years | 4,80 % | 3M EURIBOR + 2,10 % |
| over 15 up to 20 years | 4,80 % | 3M EURIBOR + 2,10 % |
Insurance of loan with guarantors is possible for a period of up to 15 years, while via an insurance company it is possible also for a period of up to 20 years.
