Investing in mutual funds is significantly easier and simpler than in other investment classes (stocks, bonds, deposits) and suitable for everyone.
One can also invest smaller amounts, from 30 EUR onwards. In any case, it makes sense to diversify our assets as much as possible, even among different investment classes, and we must be aware of all the risks, costs, and potential returns.
Saving in funds is best suited to saving in the long run, so it does not make sense to sell investments at the first 10-percent drop in the market. Since we never know when is the best time to enter the stock markets, it is best to opt for gradual, regular, monthly savings in mutual funds, as this is how we achieve the best average purchase price.
The following applies to saving in funds:
- Simplicity of saving
Saving in mutual funds is relatively simple compared to saving in other forms of financial classes (e.g. stocks, bonds, ETFs - Exchange traded fund, structured products), as the investor does not have to do anything else but prudently select the appropriate fund and sign the accession statement.
- Professional asset management
The assets are managed by well-trained managers, constantly researching developments in stock markets, financial markets, economies, industries, and companies to achieve above-average investment performance.
They also ensure that investments are properly diversified and that they manage their assets throughout the clear investment policy of each fund.
- High liquidity and time savings
Investors in umbrella fund’s sub-funds can quickly convert units / shares into cash by submitting a sales order. You will receive the money in your personal account no later than 7 working days after submitting the sales order.