Validity of interest rates and fees as of 5 November 2018.
Interest rate
The interest rate is fixed, and it is determined in appropriate percentage according to the type of pledged assets and loan maturity as deduction or add-on to the cash loan interest rate, as follows:
- In case of pledged deposit:
- Loan of up to 1 year: lower by 0.75 percentage points;
- For a loan of over 1 up to 5 years: lower by 0.30 percentage points on individual loan maturity.