Validity of interest rates as of 27 October 2023.
Term deposit with payment of interests at maturity
| Fixed interest rate | |||||
|---|---|---|---|---|---|
| EUR | EUR* | CHF | GBP | USD | |
| from 15 to 30 days | 0,01 % | 0,01 % | - | - | - |
| from 31 to 60 days | 0,01 % | 0,01 % | 0,00 % | 0,00 % | 0,00 % |
| from 61 to 90 days | 0,01 % | 0,01 % | 0,00 % | 0,00 % | 0,00 % |
| from 91 d to o 180 days | 0,01 % | 0,01 % | 0,00 % | 0,00 % | 0,00 % |
| from 181 d to o 270 days | 0,60 % | 0,01 % | 0,00 % | 0,00 % | 0,05 % |
| from 271 d to o 365 days | 0,60 % | 0,01 % | 0,00 % | 0,00 % | 0,05 % |
| over 12 to 18 months | 1,20 % | 0,01 % | - | - | - |
| from 19 months up to 2 years | 1,20 % | 0,01 % | - | - | - |
| from 13 months up to 2 years | - | - | 0,00 % | 0,05 % | 0,10 % |
| over 2 and up to 3 years | 1,20 % | 0,01 % | - | - | - |
*Fixed interest rate which applies to clients having only Basic personal account open with SKB.
Term deposit with a period of 18 months and payment of interest at maturity
| Amount | Fixed interest rate |
|---|---|
| up to 50.000 EUR | 1,60 % |
| above 50.000 up to 100.000 EUR | 1,80 % |
| above 100.000 EUR | 2,00 % |
Term deposit with monthly payment of interests
The minimum amount of term deposit with monthly payment of interests and fixed interest rate is 50,000 EUR:
| EUR | Fixed interest rate | Fixed interest rate* |
|---|---|---|
| from 13 months up to 18 months |
0,01 % | 0,01 % |
| from 19 months up to 2 years |
0,01 % | 0,01 % |
| over 2 years up to 3 years** |
0,01 % | 0,01 % |
*Fixed interest rate which applies to clients having only Basic personal account open with SKB.
**For the information regarding the interest rate for a deposit with the maturity of 36 months with fixed interest rate, please refer to your individual relationship officer.
SKB Investment Duo
| Duration of term deposit | Type of investment fund | Fixed interest rate |
|---|---|---|
| 181 days | Stock | 2,10 % |
| Bond | 1,35 % | |
| 367 days | Stock | 2,70 % |
| Bond | 1,95 % | |
| 18 monthy | Stock | 2,80 % |
| Bond | 2,30 % |
The SKB Investment Duo is a combination of savings in the form of a term deposit and a simultaneous investment in a selected stock or bond investment fund in a 50:50 ratio.
The minimum term deposit amount is 1,000 EUR.
Investments in money market investment funds and index and mixed investment funds are not permitted as part of the SKB Investment Duo. The investor is not entitled to a discount on the entry fees for the selected investment fund as part of the SKB Investment Duo, regardless of the benefits within the MOJ S, MOJ M or MOJ L packages.
