A savings plan is a form of regular periodic (e.g. monthly) savings. It is especially suitable for investors who do not yet have a large amount of financial savings, and those who wish to gradually save in selected funds.
Regular monthly payments ensure that the investor buys not only at a time when exchange rates are high, but also during periods of falling exchange rates and economic crises, i.e. also at a time when exchange rates are on average low. Thus, according to the average purchase cost method, the investor builds an average price that enables them to achieve the average long-term return that the selected investment brings.
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