Risk and return
Higher returns at higher risk
Due to the diversification of assets, investments in investment funds can generate a higher return than traditional saving methods in the longer term, although one must consider the higher investment risk.
Wide range of investment opportunities
Choose the investment that best suits your risk appetite, expected returns, and investment purposes.
No entry and exit charges
for SKB customers.
UMBRELLA FUNDS FEATURES
A thorough and comprehensive dispersal of your investments managed by recognized professionals.
AMUNDI ASSET MANAGEMENTMore
- 1,400 billion EUR in assets under management (Source: 2017 Amundi data )
- 1st place in Europe in terms of the amount of assets managed (Source: TOP 400 asset managers, June 2017)
- More than 100 million individuals, companies and institutional investors around the world
30 SELECTED SUB-FUNDSMore
- 2 money market sub-funds
- 7 bond sub-funds
- 18 equity sub-funds
- 3 index equity sub-funds
DIVERSIFICATION OF INVESTMENTSMore
ENTERING THE FUNDMore
To join the funds, you’ll need:
- an identity document,
- your tax number,
- a personal account with SKB
Frequently asked questions
An investment fund is a collective investment undertaking with the sole object of raising capital from investors and investing them, in compliance with an agreed investment policy, in different kinds of investments for the sole benefit of the unit-holders of such an investment fund.
An umbrella fund is a mutual fund made up of two or more sub-funds that are defined as separate assets, with each sub-fund defined by a specific investment objective and investment policy.
A sub-fund of an umbrella fund is a separate asset owned by the holders of the sub-fund investment coupons (investors), divided into units whose value, at the investor's request, is payable from that asset. The assets of each sub-fund are divided into units. The management company issues coupons relating to one or several units or part of a unit of a sub-fund’s assets.
The investor receives a Key Investor Information Document (KIID) before investing in a sub-fund. The investor can also receive a free copy of the sub-fund's prospectus, the umbrella fund’s prospectus with the management rules included, and the latest published annual and semi-annual report, upon request.
Each sub-fund that is part of an umbrella fund has an investment policy in its prospectus, which also includes management rules. The policy defines the types of financial instruments into which the fund's assets may be invested and sets the limits to individual investments specific to each sub-fund.
No, past returns do not guarantee future returns, which is why fund investors should not rely too much on past performance data when assessing the funds’ future performance.
A sub-fund's assets consist of different financial instruments from different issuers, and the diversification of these investments provides investors with a high level of investment security, since the impact of one non-performing investment on the sub-fund's assets is limited. The operations of fund management companies are monitored by the Securities Market Agency, the mutual fund custodian bank and independent auditors, ensuring a high level of security.
It's good to know
whom you trust your finances
- Excells in safety, stability and reliability in Slovene banking space.
- Part of OTP Group, one of the biggest and most stable financial services providers in Central and Eastern Europe.
- Trusted by more than 200.000 clients.
What do our clients say about us?
I have been a satisfied client since 2003. What I like most are personal approach and responsiveness – my individual relationship officer instantly finds a favourable solution for each of my financial challenges. I would also like to point out the mobile bank; these days I could not imagine my everyday life without it.
SKB bank keeps pace with the trends. It provides its users with online and mobile banking which makes our business easier and also simplifies dealing with our personal account, while paying invoices is quick and easy. Employees in bank branches are nice, helpful and willing to solve every issue.
With mobile and online bank, you can arrange as many as 53 different tasks without visiting the bank:
- Submitting application for approval of extra overdraft facility.
- Submitting application for order of quick loan.
- Submitting application for obtaining
Mastercard / Visa credit card.
- Paying and receiving invoices and e-invoices.
- Overview of balance and spending.