So many advantages and discounts, it's impossible to use them all!

Monthly fee

0 EUR /month

for products from the package.

Immediate access to bank

digital banking

free access fee and monthly usage.


Digital SKB ISIC card

with discounts in Slovenia and in more than 130 other countries.

Which products does the package include?

ISIC package for students over 18 perfectly supports your youthful lifestyle. With free services, products and ISIC advantages you can easily and more simply handle your expenses, take care of financial safety and plan your future.

Additional offer

Upgrade your ISIC package with many offered advantages and discounts.

Comparison of packages

Add the packages which you would like to compare. The comparison enables a quick overview of key characteristics.




Flik immediate free transfers

Pay with Flik - anytime, anywhere:

  • Simple- all you need is a mobile phone number
    or an e-mail of the recipient.
  • Quick- money is in the account in a few seconds.
    Even outside the bank's working hours.
  • Secure- the same level of security as for payments through
    the mobile bank or internet bank.

Read more

If you wish to open an account ...

you need a valid identification document (ID card or passport) and  tax number.

If you wish to change a bank ...

Complete the application for change of bank, and we will arrange everything else instead of you.

Make an appointment with an individual relationship officer

Your individual relationship officer will wait for you in the outlet on the agreed upon date and time. 
With his help, you will be able to arrange everything quickly and easily.

Make an appointment  or  Tell us your wishes

It's good to know
whom you trust your finances

SKB bank

  • Excells in safety, stability and reliability in Slovene banking space.
  • Part of OTP Group, one of the biggest and most stable financial services providers in Central and Eastern Europe.
  • Trusted by more than 200.000 clients.

What do our clients say about us?

Frequently asked questions

How and when is the SKB ISIC Visa membership fee charged?

Using the ISIC VISA is free for the user, but only on condition that, for each billing period, i.e. from August 1 to August 31, the client uses the ISIC VISA card or makes payment transactions with the ISIC account via remote payments and/or POS terminals in Slovenia and/or abroad for a total amount of at least 960 EUR or a proportional share of this amount if the ISIC account has not been open for the entire billing period. If this condition is not fulfilled, the user pays an annual membership fee for the ISIC VISA card.

My personal information has changed (change of residence, change of surname, etc.). Do I need to let the Bank know about these changes?

You must notify the Bank’s outlet where the account was opened about any new data relevant to transactions with the personal account within five (5) days after the change. Such information shall include, for example:

  • change of name and surname,
  • change of residence or address for receiving invoices, statements, etc.,
  • change of authorization to the bank for the payment of obligations,
  • change of employment.

These conditions shall also apply to the authorized person. Arrange a meeting with your individual relationship officer at your SKB outlet and bring proof of the change (such as a new ID showing the official change).

What happens to my card when my student status expires?

Every account holder of the PAPI personal account who has not submitted a valid certificate of enrollment for the next academic/school year by October 31 of the current year at the latest, shall have their ISIC account converted into a package personal account of MOJ S and the Bank shall start charging the account holder for the cost of managing the package personal account and other services in accordance with the Price list, which the user explicitly agrees with. One month after the account type change, the SKB ISIC Visa debit card will also be blocked.

Do I have to provide proof of my student status every year?

ISIC account holders will be informed each September that they are required to submit an enrollment certificate for the next academic year by 31 October at the latest.

Can part-time students open an ISIC account?

An ISIC account can be opened by all secondary school or university students who are aged 18 or older and who are not yet employed and are not receiving a salary.

How long can I keep my overdraft on my personal account?

The overdraft (limit) facility on your personal account is granted by the Bank indefinitely in accordance with the Bank's business policy.  

The Bank regularly monitors the client's account operations and overdraft (limit) eligibility.

What should I do if I lose my card or if my card is stolen?

The card holder must immediately report the loss or theft of the card by calling the indicated telephone number or at the nearest SKB outlet. The card holder must also report the theft of his/her card at the nearest police station as soon as possible.

24 hours a day, you can call the tel. no.: (01) 471 50 90 (We recommend that you save the number that you can call in case of loss or unauthorized use of your card).

The card holder must, within 8 days from the date of the report done by phone, confirm the loss or theft of the card in writing at the outlet where he/she has a personal account. At the same time, the card holder can apply for the issue of a new card.

Customers are advised not to keep their Personal Identification Number (PIN) and card together in the same place. 

SKB card holders can protect their cards against unauthorized use if lost or stolen, with Card insurance plus. With Card insurance plus, personal items (keys, personal documents, handbag, wallet, mobile phone and tablet) are also insured in case of loss or theft.

What is the cost of opening and managing a personal account?

Opening a personal account is free of charge. The Bank charges fees for the management of the holder’s personal account in accordance with the applicable SKB's pricelist and depending on the type of personal account. You can find a detailed price list for personal account operations and for services related to the management of your account, such as the performance of payment services, withdrawing cash from ATMs, and using online banking, in SKB's Service Pricelist for Individuals.

What does a personal account allow me to do?

A personal account allows you to manage your transactions and receive inflows. With a personal account, you get the following:

  • an individual relationship officer,
  • the option of arranging a meeting with an individual relationship officer at one of the Bank’s outlets,
  • applying for a Visa debit card (depending on the type of personal account),
  • an approved overdraft limit,
  • applying for a credit card (Mastercard or Visa ),
  • the option of using other banking products or services (term deposits, direct debit, standing orders, SKB NET, MOJ@SKB, ...).
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