Interest rates for term deposits

Validity of interest rates as of 20 June 2013.

Promotional interest rates for term deposits in EUR

Deposit period from 250
to 10,000
EUR		 from 10,001
to 20,000
EUR		 from 20,001
to 50,000
EUR		 over
50,001
EUR
From 271 to
365 days		 2.30 % 2.35 % 2.40 % 2.45 %
Over 12 to 18 months 3.00 % 3.05 % 3.10 % 3.15 %
From 19 months
to 2 years		 3.10 % 3.15 % 3.20 % 3.25 %
From 2 to
3 years		 3.60 % 3.65 % 3.70 % 3.75 %

Shown interest rates already include additional points according to the amount of term deposits.


Interst rates for Term deposits with interest payment on maturity

  Fixed interest rate
  EUR CHF GBP USD
From 15 to 30 days 0.15 %  ---  ---  ---
From 31 to 60 days 0.30 % 0.00 % 0.25 % 0.10 %
From 61 to 90 days 0.60 % 0.00 % 0.25 % 0.10 %
From 91 to 180 days 1.55 % 0.05 % 0.30 % 0.15 %
From 181 to 270 days 2.20 % 0.05 % 0.40 % 0.25 %
From 271 to 365 days 2.30 % 0.05 % 0.40 % 0.25 %
Over 12 to 18 months 3.00 %  ---   ---   --- 
From 19 months to 2 years 3.10 %  ---  --- --- 
From 13 months to 2 years --- 0.15 % 0.60 % 0.45 %
Over 2 years, up to 3 years 3.60 % --- --- ---

 

Interest rates for Term deposit with monthly interest payment
The lowest amount of term deposit with monthly interest payment is:

  •  8,400 EUR for deposits with variable interest rate;
  • 50,000 EUR for deposits with fixed interest rate.
EUR Variable interest rate Fixed interest rate 
From 13 months to 18 months 3M EURIBOR +0.50 % 2.50 %
From 19 months to 2 years 3M EURIBOR +0.50 % 2.70 %
Over 2 years up to 3 years 3M EURIBOR +0.55 % 3.10 %
Over 3 years up to 5 years 3M EURIBOR +0.60 % / 
Over 5 years up to 7 years 3M EURIBOR +0.65 % / 

With a term deposit with monthly interest payment, there are no additional percentage points according to the amount of the term deposit. 


Loyalty term deposit
The extension period is always the same as the first deposit period.

 EUR Variable interest rate
Over 13 months 3M EURIBOR   +0.50 %
First extension 3M EURIBOR   +0.55 %
Second extension 3M EURIBOR   +0.60 %
Third extension 3M EURIBOR   +0.65 %
Fourth and any further extensions 3M EURIBOR   +0.70 %

 

EUR Variable interest rate
Over 24 months 3M EURIBOR  +0.55 %
First extension 3M EURIBOR  +0.60 %
Second and any further extensions 3M EURIBOR  +0.65 %


Additional percentage points
With a term deposit, we add percentage points to interest rates according to the amount of the term deposit.

  Additional percentage points
EUR  
From 10,001 to 20,000

+ 0.05 %
From 20,001 to 50,000 + 0.10 %
From 50,001 onwards +0.15 %
CHF  
From 7,501 to 40,000 +0.05 %
From 40,001 onwards +0.10 %
GBP  
From 3,001 to 15,000 +0.05 %
From 15,001 onwards +0.10 %
USD  
From 5,001 to 20,000 +0.05 %
From 20,001 onwards +0.10 %


Term deposit with monthly payment of interest
The lowest amount of term deposit with monthly payment of interest  is 8,400 EUR.

  Variable interest rate
EUR
From 13 months to 2 years 3M EURIBOR +0.50 %
Over 2 years to 3 years 3M EURIBOR +0.55 %
Over 3 years to 5 years 3M EURIBOR +0.60 %
Over 5 years to 7 years 3M EURIBOR +0.65 %

In the case of term deposit with monthly payment of interest, there are no additional percentage points with regard to the amount of the term deposit.