Deposits

Term deposits with interest payment on maturity

Safe and reliable investment in domestic and foreign currencies

Term deposit with interest payment on maturity enables interest payment after the term deposit has ended while also providing the option of further term deposit both in Euro and in other currencies, such as Swiss Francs, US Dollars or British Pounds. You choose the deposit term and we reward you with higher interest rate for longer periods.

We have raised interest rates for deposits.

You can easily conclude a term deposit agreement over SKB NET. Take advantage of a good opportunity for secure investment of your money!

Best suited for

Term deposit with interest payment on maturity is intended for domestic and foreign individuals with legal capacity, and under special conditions, also for underage persons, for whom consent of their parents or legal representatives is necessary.

Advantages of term deposits

  • stimulating interest rate;
  • even higher interest rate with regard to the amount of term deposit for the following currencies: Euro (EUR), US Dollar (USD), British Pound (GBP), Swiss Franc (CHF);
  • the option of automatic renewal of the deposit only with the principal amount (interest is deposited to the personal account) or with the principal amount and interest;
  • regular information by the bank on automatic renewal of the deposit, interest rate and on the new maturity date of the deposit;
  • term deposit agreement can be concluded in any SKB outlet;
  • simple and fast conclusion of the term deposit via modern banking channels;
  • guarantee of monetary funds is ensured pursuant to the Banking Act.

Features

Option of term deposits in currencies: EUR, CHF, USD and GBP.

Deposit in Euro

Period of term deposit and interest rate:

  • with a fixed interest rate from 15 to 396 days and from 13 months to 3 years;
  • with a variable interest rate composed of 3-month Euribor plus an interest margin according to the period of the term deposit, from 13 months to 7 years.
     

Deposit in foreign currencies (CHF, USD and GBP)

Period of term deposit and interest rate:

  • with fixed interest rate from 31 days to 2 years.

The lowest amount of deposit with regard to the currency
250 EUR, 400 CHF, 300 USD or 200 GBP.

When are deposited funds available to you?
During the deposit term the funds are not available. The amount of the term deposit with imputed interest is transferred to the personal account after the end of the term.

SPLET KOMPLET – Internet and telephone banking
You can follow your term deposits via SKB NET and SKB TEL at the following telephone number: +386 (0)1 471 55 55.

Required documents

In order to conclude a term deposit, you need:

  • valid personal identity document (identity card or passport) and tax identification number (in underage persons of their legal representative);
  • in the case of guardianship of underage persons, also an official proof of guardianship.